NEXTIER BANK, NA

KITTANNING, PA | Large | Est. Jan. 1, 1897, midnight | FDIC #7900 | RSSD #18827 | OCC
Latest Report: 2025-12-31

NEXTIER BANK, NA is aln large FDIC-insured commercial bank headquartered in KITTANNING, PA, established in Jan. 1, 1897, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.5B. Profitability stands at 1.48% ROA and 14.62% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 11.41%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.22% and a Texas Ratio of 8.53%. FDIC Certificate #7900.

Assets

$2.9B

Deposits

$2.5B

Loans

$2.2B

Equity

$295M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 14.62%
Net Interest Margin (NIM) 3.68%
Yield on Assets 5.94%
Cost of Funds 4.26%

Asset Quality

NPL Ratio 1.22%
Net Charge-Off Ratio 0.05%
Texas Ratio 8.53%
NPA Ratio 0.92%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 11.41%
Tier 1 Capital 11.41%
Total Capital Ratio 12.45%
Leverage Ratio 8.77%
Loan-to-Deposit 86.00%

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