FIRST AMERICAN TRUST, FSB

SANTA ANA, CA | Large | Est. July 30, 1985, midnight | FDIC #26312 | RSSD #1883321 | OCC
Latest Report: 2025-12-31

FIRST AMERICAN TRUST, FSB is aln large FDIC-insured commercial bank headquartered in SANTA ANA, CA, established in July 30, 1985, midnight. As of 2025-12-31, the bank reported total assets of $6.8B and total deposits of $6.2B. Profitability stands at 1.57% ROA and 23.67% ROE, with a net interest margin of 3.00%. The bank's CET1 capital ratio is 36.39%, well above the regulatory minimum. FDIC Certificate #26312.

Assets

$6.8B

Deposits

$6.2B

Loans

$0

Equity

$510M

Profitability

Return on Assets (ROA) 1.57%
Return on Equity (ROE) 23.67%
Net Interest Margin (NIM) 3.00%
Yield on Assets 4.12%
Cost of Funds 1.51%

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 36.39%
Tier 1 Capital 36.39%
Total Capital Ratio 36.39%
Leverage Ratio 8.52%
Loan-to-Deposit 0.00%

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