BANK7

OKLAHOMA CITY, OK | Large | Est. May 6, 1901, midnight | FDIC #4147 | RSSD #18854 | FED
Latest Report: 2025-12-31

BANK7 is aln large FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in May 6, 1901, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.7B. Profitability stands at 2.24% ROA and 17.58% ROE, with a net interest margin of 5.02%. The bank's CET1 capital ratio is 14.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.40% and a Texas Ratio of 2.57%. FDIC Certificate #4147.

Assets

$2.0B

Deposits

$1.7B

Loans

$1.6B

Equity

$250M

Profitability

Return on Assets (ROA) 2.24%
Return on Equity (ROE) 17.58%
Net Interest Margin (NIM) 5.02%
Yield on Assets 7.41%
Cost of Funds 5.04%

Asset Quality

NPL Ratio 0.40%
Net Charge-Off Ratio -0.05%
Texas Ratio 2.57%
NPA Ratio 0.35%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 14.09%
Tier 1 Capital 14.09%
Total Capital Ratio 15.25%
Leverage Ratio 12.82%
Loan-to-Deposit 94.57%

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