CRESCENT BANK

METAIRIE, LA | Medium | Est. Aug. 30, 1991, midnight | FDIC #33492 | RSSD #1885932 | FDIC
Latest Report: 2025-12-31

CRESCENT BANK is amn medium FDIC-insured commercial bank headquartered in METAIRIE, LA, established in Aug. 30, 1991, midnight. As of 2025-12-31, the bank reported total assets of $971M and total deposits of $845M. Profitability stands at -0.17% ROA and -1.41% ROE, with a net interest margin of 12.25%. The bank's CET1 capital ratio is 15.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.68% and a Texas Ratio of 7.26%. FDIC Certificate #33492.

Assets

$971M

Deposits

$845M

Loans

$771M

Equity

$114M

Profitability

Return on Assets (ROA) -0.17%
Return on Equity (ROE) -1.41%
Net Interest Margin (NIM) 12.25%
Yield on Assets 15.88%
Cost of Funds 3.84%

Asset Quality

NPL Ratio 1.68%
Net Charge-Off Ratio 12.97%
Texas Ratio 7.26%
NPA Ratio 1.33%
ACL / Loans 8.30%

Capital & Liquidity

CET1 Ratio 15.49%
Tier 1 Capital 15.49%
Total Capital Ratio 16.80%
Leverage Ratio 13.00%
Loan-to-Deposit 91.19%

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