FARMERS BANK OF APPOMATTOX, THE

APPOMATTOX, VA | Small | Est. Sept. 16, 1918, midnight | FDIC #6813 | RSSD #188720 | FED
Latest Report: 2025-12-31

FARMERS BANK OF APPOMATTOX, THE is asn small FDIC-insured commercial bank headquartered in APPOMATTOX, VA, established in Sept. 16, 1918, midnight. As of 2025-12-31, the bank reported total assets of $366M and total deposits of $317M. Profitability stands at 1.09% ROA and 10.38% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 18.51%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.74% and a Texas Ratio of 4.54%. FDIC Certificate #6813.

Assets

$366M

Deposits

$317M

Loans

$247M

Equity

$39M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 10.38%
Net Interest Margin (NIM) 3.94%
Yield on Assets 5.54%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.74%
Net Charge-Off Ratio 0.36%
Texas Ratio 4.54%
NPA Ratio 0.50%
ACL / Loans 0.58%

Capital & Liquidity

CET1 Ratio 18.51%
Tier 1 Capital 18.51%
Total Capital Ratio 19.13%
Leverage Ratio 12.63%
Loan-to-Deposit 77.98%

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