BASILE STATE BANK

BASILE, LA | Micro | Est. July 2, 1956, midnight | FDIC #17621 | RSSD #188739 | FDIC
Latest Report: 2025-12-31

BASILE STATE BANK is amn micro FDIC-insured commercial bank headquartered in BASILE, LA, established in July 2, 1956, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $72M. Profitability stands at 2.04% ROA and 19.41% ROE, with a net interest margin of 6.01%. The bank's CET1 capital ratio is 10.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.45% and a Texas Ratio of 18.24%. FDIC Certificate #17621.

Assets

$81M

Deposits

$72M

Loans

$68M

Equity

$9M

Profitability

Return on Assets (ROA) 2.04%
Return on Equity (ROE) 19.41%
Net Interest Margin (NIM) 6.01%
Yield on Assets 7.70%
Cost of Funds 2.72%

Asset Quality

NPL Ratio 2.45%
Net Charge-Off Ratio 0.11%
Texas Ratio 18.24%
NPA Ratio 2.12%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 10.78%
Tier 1 Capital 10.78%
Total Capital Ratio 11.32%
Leverage Ratio 10.74%
Loan-to-Deposit 94.80%

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