FIRST NATIONAL BANK OF ABSECON

ABSECON, NJ | Small | Est. March 20, 1916, midnight | FDIC #6442 | RSSD #188917 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF ABSECON is asn small FDIC-insured commercial bank headquartered in ABSECON, NJ, established in March 20, 1916, midnight. As of 2025-12-31, the bank reported total assets of $197M and total deposits of $178M. Profitability stands at 1.70% ROA and 18.75% ROE, with a net interest margin of 4.11%. The bank's CET1 capital ratio is 9.21%. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.46%. FDIC Certificate #6442.

Assets

$197M

Deposits

$178M

Loans

$126M

Equity

$18M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 18.75%
Net Interest Margin (NIM) 4.11%
Yield on Assets 5.14%
Cost of Funds 1.05%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio --
Texas Ratio 0.46%
NPA Ratio 0.05%
ACL / Loans 0.90%

Capital & Liquidity

CET1 Ratio 9.21%
Tier 1 Capital 9.21%
Total Capital Ratio 9.67%
Leverage Ratio 10.25%
Loan-to-Deposit 71.04%

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