COMMERCIAL AND SAVINGS BANK OF MILLERSBURG, OHIO, THE

MILLERSBURG, OH | Large | Est. Jan. 1, 1879, midnight | FDIC #9139 | RSSD #189129 | FED
Latest Report: 2025-12-31

COMMERCIAL AND SAVINGS BANK OF MILLERSBURG, OHIO, THE is aln large FDIC-insured commercial bank headquartered in MILLERSBURG, OH, established in Jan. 1, 1879, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 0.61% ROA and 6.25% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 15.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.47%. FDIC Certificate #9139.

Assets

$1.3B

Deposits

$1.1B

Loans

$830M

Equity

$125M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 6.25%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.17%
Cost of Funds 1.39%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.47%
NPA Ratio 0.05%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 15.22%
Tier 1 Capital 15.22%
Total Capital Ratio 16.47%
Leverage Ratio 9.75%
Loan-to-Deposit 73.54%

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