FIRST NATIONAL BANK OF COFFEE COUNTY

DOUGLAS, GA | Medium | Est. Sept. 23, 1991, midnight | FDIC #33506 | RSSD #1892154 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF COFFEE COUNTY is amn medium FDIC-insured commercial bank headquartered in DOUGLAS, GA, established in Sept. 23, 1991, midnight. As of 2025-12-31, the bank reported total assets of $519M and total deposits of $465M. Profitability stands at 1.43% ROA and 15.26% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 20.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #33506.

Assets

$519M

Deposits

$465M

Loans

$243M

Equity

$48M

Profitability

Return on Assets (ROA) 1.43%
Return on Equity (ROE) 15.26%
Net Interest Margin (NIM) 4.00%
Yield on Assets 5.74%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.49%

Capital & Liquidity

CET1 Ratio 20.99%
Tier 1 Capital 20.99%
Total Capital Ratio 22.24%
Leverage Ratio 9.48%
Loan-to-Deposit 52.29%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required