CHARLES SCHWAB PREMIER BANK, SSB

WESTLAKE, TX | Regional | Est. Aug. 30, 1991, midnight | FDIC #33497 | RSSD #1893049 | FED
Latest Report: 2025-12-31

CHARLES SCHWAB PREMIER BANK, SSB is arn regional FDIC-insured commercial bank headquartered in WESTLAKE, TX, established in Aug. 30, 1991, midnight. As of 2025-12-31, the bank reported total assets of $27.0B and total deposits of $25.0B. Profitability stands at 1.55% ROA and 19.43% ROE, with a net interest margin of 2.62%. The bank's CET1 capital ratio is 42.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #33497.

Assets

$27.0B

Deposits

$25.0B

Loans

$3.5B

Equity

$2.0B

Profitability

Return on Assets (ROA) 1.55%
Return on Equity (ROE) 19.43%
Net Interest Margin (NIM) 2.62%
Yield on Assets 2.65%
Cost of Funds 0.03%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.00%

Capital & Liquidity

CET1 Ratio 42.00%
Tier 1 Capital 42.00%
Total Capital Ratio 42.00%
Leverage Ratio 11.50%
Loan-to-Deposit 13.95%

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