BanksCHARLES SCHWAB PREMIER BANK, SSB

CHARLES SCHWAB PREMIER BANK, SSB

WESTLAKE, TXRegionalEst. Aug. 30, 1991, midnightFDIC #33497RSSD #1893049FED
Latest · 2025-12-31

CHARLES SCHWAB PREMIER BANK, SSB is an FDIC-insured commercial bank headquartered in WESTLAKE, TX, established in Aug. 30, 1991, midnight. As of 2025-12-31, the bank reported total assets of $27.0B and total deposits of $25.0B. Profitability stands at 1.55% ROA and 19.43% ROE, with a net interest margin of 2.62%. CET1 capital ratio: 42.00%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$27.0B
Deposits
$25.0B
Loans
$3.5B
Equity
$2.0B

Profitability

Return on Assets (ROA)1.55%
Return on Equity (ROE)19.43%
Net Interest Margin2.62%
Yield on Assets2.65%
Cost of Funds0.03%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.00%

Capital & Liquidity

CET1 Ratio42.00%
Tier 1 Capital42.00%
Total Capital Ratio42.00%
Leverage Ratio11.50%
Loan-to-Deposit13.95%

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