IOWA SAVINGS BANK

CARROLL, IA | Small | Est. Feb. 1, 1902, midnight | FDIC #14690 | RSSD #190648 | FDIC
Latest Report: 2025-12-31

IOWA SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in CARROLL, IA, established in Feb. 1, 1902, midnight. As of 2025-12-31, the bank reported total assets of $290M and total deposits of $260M. Profitability stands at 1.69% ROA and 20.08% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 7.75%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #14690.

Assets

$290M

Deposits

$260M

Loans

$162M

Equity

$23M

Profitability

Return on Assets (ROA) 1.69%
Return on Equity (ROE) 20.08%
Net Interest Margin (NIM) 3.37%
Yield on Assets 5.38%
Cost of Funds 2.07%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 7.75%
Tier 1 Capital 7.75%
Total Capital Ratio 8.14%
Leverage Ratio 8.34%
Loan-to-Deposit 62.11%

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