WANDA STATE BANK, THE

WANDA, MN | Small | Est. June 1, 1932, midnight | FDIC #1908 | RSSD #190956 | FDIC
Latest Report: 2025-12-31

WANDA STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in WANDA, MN, established in June 1, 1932, midnight. As of 2025-12-31, the bank reported total assets of $234M and total deposits of $206M. Profitability stands at 0.39% ROA and 3.40% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 9.76%. Asset quality metrics show a non-performing loan ratio of 0.44% and a Texas Ratio of 2.12%. FDIC Certificate #1908.

Assets

$234M

Deposits

$206M

Loans

$141M

Equity

$27M

Profitability

Return on Assets (ROA) 0.39%
Return on Equity (ROE) 3.40%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.14%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.44%
Net Charge-Off Ratio 0.01%
Texas Ratio 2.12%
NPA Ratio 0.26%
ACL / Loans 1.71%

Capital & Liquidity

CET1 Ratio 9.76%
Tier 1 Capital 9.76%
Total Capital Ratio 10.25%
Leverage Ratio 11.70%
Loan-to-Deposit 68.71%

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