FRONTIER BANK

LAMAR, CO | Small | Est. Aug. 25, 1934, midnight | FDIC #14730 | RSSD #191355 | FDIC
Latest Report: 2025-12-31

FRONTIER BANK is asn small FDIC-insured commercial bank headquartered in LAMAR, CO, established in Aug. 25, 1934, midnight. As of 2025-12-31, the bank reported total assets of $425M and total deposits of $380M. Profitability stands at 1.69% ROA and 16.79% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 18.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.04%. FDIC Certificate #14730.

Assets

$425M

Deposits

$380M

Loans

$198M

Equity

$43M

Profitability

Return on Assets (ROA) 1.69%
Return on Equity (ROE) 16.79%
Net Interest Margin (NIM) 3.92%
Yield on Assets 5.58%
Cost of Funds 1.70%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.04%
NPA Ratio 0.00%
ACL / Loans 2.01%

Capital & Liquidity

CET1 Ratio 18.59%
Tier 1 Capital 18.59%
Total Capital Ratio 19.85%
Leverage Ratio 10.83%
Loan-to-Deposit 52.20%

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