PREFERRED BANK

LOS ANGELES, CA | Large | Est. Dec. 23, 1991, midnight | FDIC #33539 | RSSD #1918344 | FDIC
Latest Report: 2025-12-31

PREFERRED BANK is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Dec. 23, 1991, midnight. As of 2025-12-31, the bank reported total assets of $7.6B and total deposits of $6.4B. Profitability stands at 1.85% ROA and 17.80% ROE, with a net interest margin of 4.04%. The bank's CET1 capital ratio is 11.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 4.89%. FDIC Certificate #33539.

Assets

$7.6B

Deposits

$6.4B

Loans

$6.1B

Equity

$789M

Profitability

Return on Assets (ROA) 1.85%
Return on Equity (ROE) 17.80%
Net Interest Margin (NIM) 4.04%
Yield on Assets 7.19%
Cost of Funds 4.90%

Asset Quality

NPL Ratio 0.64%
Net Charge-Off Ratio 0.03%
Texas Ratio 4.89%
NPA Ratio 0.56%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 11.26%
Tier 1 Capital 11.26%
Total Capital Ratio 14.47%
Leverage Ratio 10.54%
Loan-to-Deposit 95.51%

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