BanksPREFERRED BANK

PREFERRED BANK

LOS ANGELES, CALargeEst. Dec. 23, 1991, midnightFDIC #33539RSSD #1918344FDIC
Latest · 2025-12-31

PREFERRED BANK is an FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Dec. 23, 1991, midnight. As of 2025-12-31, the bank reported total assets of $7.6B and total deposits of $6.4B. Profitability stands at 1.85% ROA and 17.80% ROE, with a net interest margin of 4.04%. CET1 capital ratio: 11.26%, well above regulatory minimums. NPL ratio: 0.64% · Texas Ratio: 4.89%. Operates 16 domestic branches.

Assets
$7.6B
Deposits
$6.4B
Loans
$6.1B
Equity
$789M

Profitability

Return on Assets (ROA)1.85%
Return on Equity (ROE)17.80%
Net Interest Margin4.04%
Yield on Assets7.19%
Cost of Funds3.37%

Asset Quality

NPL Ratio0.64%
Net Charge-Off Ratio0.03%
Texas Ratio4.89%
NPA Ratio0.56%
ACL / Loans1.30%

Capital & Liquidity

CET1 Ratio11.26%
Tier 1 Capital11.26%
Total Capital Ratio14.47%
Leverage Ratio10.54%
Loan-to-Deposit95.51%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required