FIRST BANK KANSAS

SALINA, KS | Medium | Est. June 30, 1955, midnight | FDIC #18431 | RSSD #192558 | FDIC
Latest Report: 2025-12-31

FIRST BANK KANSAS is amn medium FDIC-insured commercial bank headquartered in SALINA, KS, established in June 30, 1955, midnight. As of 2025-12-31, the bank reported total assets of $594M and total deposits of $540M. Profitability stands at 3.23% ROA and 44.06% ROE, with a net interest margin of 4.86%. The bank's CET1 capital ratio is 12.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.36%. FDIC Certificate #18431.

Assets

$594M

Deposits

$540M

Loans

$398M

Equity

$44M

Profitability

Return on Assets (ROA) 3.23%
Return on Equity (ROE) 44.06%
Net Interest Margin (NIM) 4.86%
Yield on Assets 6.14%
Cost of Funds 1.28%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.36%
NPA Ratio 0.03%
ACL / Loans 1.45%

Capital & Liquidity

CET1 Ratio 12.24%
Tier 1 Capital 12.24%
Total Capital Ratio 13.50%
Leverage Ratio 8.09%
Loan-to-Deposit 73.59%

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