PANHANDLE FIRST BANK is amn medium FDIC-insured commercial bank headquartered in GUYMON, OK, established in Oct. 12, 1976, midnight. As of 2025-12-31, the bank reported total assets of $569M and total deposits of $459M. Profitability stands at 1.82% ROA and 12.71% ROE, with a net interest margin of 4.91%. The bank's CET1 capital ratio is 16.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.89% and a Texas Ratio of 9.23%. FDIC Certificate #22340.
Assets
$569M
Deposits
$459M
Loans
$370M
Equity
$81M
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