FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE

FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE is asn small FDIC-insured commercial bank headquartered in WATSEKA, IL, established in June 28, 1909, midnight. As of 2025-12-31, the bank reported total assets of $321M and total deposits of $269M. Profitability stands at 1.73% ROA and 11.11% ROE, with a net interest margin of 3.95%. The bank's CET1 capital ratio is 15.61%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.09%. FDIC Certificate #10831.