DEDHAM INSTITUTION FOR SAVINGS

DEDHAM, MA | Large | Est. March 19, 1831, midnight | FDIC #23620 | RSSD #193809 | FDIC
Latest Report: 2025-12-31

DEDHAM INSTITUTION FOR SAVINGS is aln large FDIC-insured commercial bank headquartered in DEDHAM, MA, established in March 19, 1831, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.0B. Profitability stands at 1.09% ROA and 10.06% ROE, with a net interest margin of 2.97%. The bank's CET1 capital ratio is 13.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 6.44%. FDIC Certificate #23620.

Assets

$2.6B

Deposits

$2.0B

Loans

$2.0B

Equity

$281M

Profitability

Return on Assets (ROA) 1.09%
Return on Equity (ROE) 10.06%
Net Interest Margin (NIM) 2.97%
Yield on Assets 5.33%
Cost of Funds 2.81%

Asset Quality

NPL Ratio 0.58%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.44%
NPA Ratio 0.74%
ACL / Loans 0.76%

Capital & Liquidity

CET1 Ratio 13.68%
Tier 1 Capital 13.68%
Total Capital Ratio 14.44%
Leverage Ratio 11.31%
Loan-to-Deposit 98.38%

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