DESJARDINS BANK, NATIONAL ASSOCIATION

HALLANDALE, FL | Small | Est. Feb. 28, 1992, midnight | FDIC #33565 | RSSD #1940747 | OCC
Latest Report: 2025-12-31

DESJARDINS BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in HALLANDALE, FL, established in Feb. 28, 1992, midnight. As of 2025-12-31, the bank reported total assets of $353M and total deposits of $286M. Profitability stands at 0.62% ROA and 3.28% ROE, with a net interest margin of 4.78%. The bank's CET1 capital ratio is 18.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 2.78%. FDIC Certificate #33565.

Assets

$353M

Deposits

$286M

Loans

$272M

Equity

$65M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 3.28%
Net Interest Margin (NIM) 4.78%
Yield on Assets 5.31%
Cost of Funds 0.61%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio --
Texas Ratio 2.78%
NPA Ratio 0.53%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 18.47%
Tier 1 Capital 18.47%
Total Capital Ratio 19.40%
Leverage Ratio 19.50%
Loan-to-Deposit 95.06%

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