BanksUNITED BANK OF PHILADELPHIA

UNITED BANK OF PHILADELPHIA

PHILADELPHIA, PAMicroEst. March 23, 1992, midnightFDIC #33568RSSD #1945247FDIC
Latest · 2025-12-31

UNITED BANK OF PHILADELPHIA is an FDIC-insured commercial bank headquartered in PHILADELPHIA, PA, established in March 23, 1992, midnight. As of 2025-12-31, the bank reported total assets of $51M and total deposits of $42M. Profitability stands at -1.78% ROA and -10.14% ROE, with a net interest margin of 5.64%. CET1 capital ratio: 34.69%, well above regulatory minimums. NPL ratio: 8.89% · Texas Ratio: 37.91%. Operates 2 domestic branches.

Assets
$51M
Deposits
$42M
Loans
$27M
Equity
$9M

Profitability

Return on Assets (ROA)-1.78%
Return on Equity (ROE)-10.14%
Net Interest Margin5.64%
Yield on Assets5.79%
Cost of Funds0.16%

Asset Quality

NPL Ratio8.89%
Net Charge-Off Ratio-0.04%
Texas Ratio37.91%
NPA Ratio6.68%
ACL / Loans0.46%

Capital & Liquidity

CET1 Ratio34.69%
Tier 1 Capital34.69%
Total Capital Ratio35.18%
Leverage Ratio17.00%
Loan-to-Deposit64.46%

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