ELEVATE BANK, NATIONAL ASSOCIATION

SEDAN, KS | Micro | Est. March 13, 1874, midnight | FDIC #4770 | RSSD #195157 | OCC
Latest Report: 2025-12-31

ELEVATE BANK, NATIONAL ASSOCIATION is amn micro FDIC-insured commercial bank headquartered in SEDAN, KS, established in March 13, 1874, midnight. As of 2025-12-31, the bank reported total assets of $60M and total deposits of $51M. Profitability stands at 0.62% ROA and 4.64% ROE, with a net interest margin of 6.37%. The bank's CET1 capital ratio is 11.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #4770.

Assets

$60M

Deposits

$51M

Loans

$45M

Equity

$8M

Profitability

Return on Assets (ROA) 0.62%
Return on Equity (ROE) 4.64%
Net Interest Margin (NIM) 6.37%
Yield on Assets 7.30%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 11.80%
Tier 1 Capital 11.80%
Total Capital Ratio 12.39%
Leverage Ratio 11.83%
Loan-to-Deposit 88.32%

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