FIRST NATIONAL BANK

FIRST NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in HEAVENER, OK, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $88M. Profitability stands at 1.54% ROA and 15.71% ROE, with a net interest margin of 6.55%. The bank's CET1 capital ratio is 14.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.86% and a Texas Ratio of 6.02%. FDIC Certificate #4111.