BanksFIRST NATIONAL BANK

FIRST NATIONAL BANK

HEAVENER, OKSmallEst. Jan. 1, 1910, midnightFDIC #4111RSSD #195456OCC
Latest · 2025-12-31

FIRST NATIONAL BANK is an FDIC-insured commercial bank headquartered in HEAVENER, OK, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $88M. Profitability stands at 1.54% ROA and 15.71% ROE, with a net interest margin of 6.55%. CET1 capital ratio: 14.34%, well above regulatory minimums. NPL ratio: 0.86% · Texas Ratio: 6.02%. Operates 3 domestic branches.

Assets
$102M
Deposits
$88M
Loans
$73M
Equity
$10M

Profitability

Return on Assets (ROA)1.54%
Return on Equity (ROE)15.71%
Net Interest Margin6.55%
Yield on Assets7.94%
Cost of Funds1.43%

Asset Quality

NPL Ratio0.86%
Net Charge-Off Ratio0.08%
Texas Ratio6.02%
NPA Ratio0.62%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio14.34%
Tier 1 Capital14.34%
Total Capital Ratio15.59%
Leverage Ratio9.21%
Loan-to-Deposit83.48%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required