FIRST NATIONAL BANK is an FDIC-insured commercial bank headquartered in HEAVENER, OK, established in Jan. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $88M. Profitability stands at 1.54% ROA and 15.71% ROE, with a net interest margin of 6.55%. CET1 capital ratio: 14.34%, well above regulatory minimums. NPL ratio: 0.86% · Texas Ratio: 6.02%. Operates 3 domestic branches.
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