MARTHA'S VINEYARD BANK

EDGARTOWN, MA | Large | Est. April 15, 1955, midnight | FDIC #90190 | RSSD #196800 | FED
Latest Report: 2025-12-31

MARTHA'S VINEYARD BANK is aln large FDIC-insured commercial bank headquartered in EDGARTOWN, MA, established in April 15, 1955, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.0B. Profitability stands at 0.86% ROA and 7.86% ROE, with a net interest margin of 3.29%. The bank's CET1 capital ratio is 10.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.51%. FDIC Certificate #90190.

Assets

$1.3B

Deposits

$1.0B

Loans

$1.1B

Equity

$142M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 7.86%
Net Interest Margin (NIM) 3.29%
Yield on Assets 4.77%
Cost of Funds 1.55%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.51%
NPA Ratio 0.06%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 10.96%
Tier 1 Capital 10.96%
Total Capital Ratio 11.50%
Leverage Ratio 11.73%
Loan-to-Deposit 107.78%

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