FIRST FEDERAL SAVINGS AND LOAN BANK

OLATHE, KS | Small | Est. Jan. 1, 1923, midnight | FDIC #28635 | RSSD #198073 | FDIC
Latest Report: 2025-12-31

FIRST FEDERAL SAVINGS AND LOAN BANK is asn small FDIC-insured commercial bank headquartered in OLATHE, KS, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $109M and total deposits of $91M. Profitability stands at 2.90% ROA and 24.17% ROE, with a net interest margin of 4.90%. The bank's CET1 capital ratio is 12.18%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.80% and a Texas Ratio of 14.49%. FDIC Certificate #28635.

Assets

$109M

Deposits

$91M

Loans

$91M

Equity

$13M

Profitability

Return on Assets (ROA) 2.90%
Return on Equity (ROE) 24.17%
Net Interest Margin (NIM) 4.90%
Yield on Assets 8.60%
Cost of Funds 3.97%

Asset Quality

NPL Ratio 1.80%
Net Charge-Off Ratio --
Texas Ratio 14.49%
NPA Ratio 1.90%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 12.18%
Tier 1 Capital 12.18%
Total Capital Ratio 12.79%
Leverage Ratio 11.95%
Loan-to-Deposit 99.87%

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