ABBYBANK

ABBOTSFORD, WI | Medium | Est. March 1, 1968, midnight | FDIC #19795 | RSSD #198149 | FDIC
Latest Report: 2025-12-31

ABBYBANK is amn medium FDIC-insured commercial bank headquartered in ABBOTSFORD, WI, established in March 1, 1968, midnight. As of 2025-12-31, the bank reported total assets of $657M and total deposits of $572M. Profitability stands at 0.87% ROA and 11.49% ROE, with a net interest margin of 3.49%. The bank's CET1 capital ratio is 12.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.56% and a Texas Ratio of 13.20%. FDIC Certificate #19795.

Assets

$657M

Deposits

$572M

Loans

$430M

Equity

$50M

Profitability

Return on Assets (ROA) 0.87%
Return on Equity (ROE) 11.49%
Net Interest Margin (NIM) 3.49%
Yield on Assets 5.27%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 1.56%
Net Charge-Off Ratio 0.04%
Texas Ratio 13.20%
NPA Ratio 1.11%
ACL / Loans 1.12%

Capital & Liquidity

CET1 Ratio 12.62%
Tier 1 Capital 12.62%
Total Capital Ratio 13.64%
Leverage Ratio 9.16%
Loan-to-Deposit 75.24%

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