SHERBURNE STATE BANK

BECKER, MN | Small | Est. Sept. 7, 1920, midnight | FDIC #10169 | RSSD #198251 | FDIC
Latest Report: 2025-12-31

SHERBURNE STATE BANK is asn small FDIC-insured commercial bank headquartered in BECKER, MN, established in Sept. 7, 1920, midnight. As of 2025-12-31, the bank reported total assets of $337M and total deposits of $279M. Profitability stands at 1.65% ROA and 19.48% ROE, with a net interest margin of 4.72%. The bank's CET1 capital ratio is 10.24%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 2.37%. FDIC Certificate #10169.

Assets

$337M

Deposits

$279M

Loans

$265M

Equity

$29M

Profitability

Return on Assets (ROA) 1.65%
Return on Equity (ROE) 19.48%
Net Interest Margin (NIM) 4.72%
Yield on Assets 6.73%
Cost of Funds 2.04%

Asset Quality

NPL Ratio 0.29%
Net Charge-Off Ratio 0.05%
Texas Ratio 2.37%
NPA Ratio 0.23%
ACL / Loans 1.37%

Capital & Liquidity

CET1 Ratio 10.24%
Tier 1 Capital 10.24%
Total Capital Ratio 11.49%
Leverage Ratio 9.43%
Loan-to-Deposit 94.96%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required