CREWS BANK & TRUST

WAUCHULA, FL | Large | Est. April 1, 1929, midnight | FDIC #8021 | RSSD #200435 | FDIC
Latest Report: 2025-12-31

CREWS BANK & TRUST is aln large FDIC-insured commercial bank headquartered in WAUCHULA, FL, established in April 1, 1929, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $2.1B. Profitability stands at 1.88% ROA and 17.73% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 10.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 0.34%. FDIC Certificate #8021.

Assets

$2.3B

Deposits

$2.1B

Loans

$1.3B

Equity

$240M

Profitability

Return on Assets (ROA) 1.88%
Return on Equity (ROE) 17.73%
Net Interest Margin (NIM) 3.91%
Yield on Assets 5.34%
Cost of Funds 2.14%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.34%
NPA Ratio 0.04%
ACL / Loans 1.97%

Capital & Liquidity

CET1 Ratio 10.33%
Tier 1 Capital 10.33%
Total Capital Ratio 10.85%
Leverage Ratio 10.55%
Loan-to-Deposit 61.62%

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