INTERNATIONAL BANK OF CHICAGO

CHICAGO, IL | Medium | Est. Oct. 26, 1992, midnight | FDIC #33708 | RSSD #2006024 | FDIC
Latest Report: 2025-12-31

INTERNATIONAL BANK OF CHICAGO is amn medium FDIC-insured commercial bank headquartered in CHICAGO, IL, established in Oct. 26, 1992, midnight. As of 2025-12-31, the bank reported total assets of $965M and total deposits of $847M. Profitability stands at 1.78% ROA and 15.86% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 19.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 4.64%. FDIC Certificate #33708.

Assets

$965M

Deposits

$847M

Loans

$742M

Equity

$112M

Profitability

Return on Assets (ROA) 1.78%
Return on Equity (ROE) 15.86%
Net Interest Margin (NIM) 3.57%
Yield on Assets 6.22%
Cost of Funds 2.76%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio 0.02%
Texas Ratio 4.64%
NPA Ratio 0.60%
ACL / Loans 1.68%

Capital & Liquidity

CET1 Ratio 19.45%
Tier 1 Capital 19.45%
Total Capital Ratio 20.71%
Leverage Ratio 12.24%
Loan-to-Deposit 87.65%

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