LAKESIDE BANK

CHICAGO, IL | Large | Est. April 1, 1966, midnight | FDIC #19573 | RSSD #201834 | FDIC
Latest Report: 2025-12-31

LAKESIDE BANK is aln large FDIC-insured commercial bank headquartered in CHICAGO, IL, established in April 1, 1966, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.5B. Profitability stands at 1.84% ROA and 18.19% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 12.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.30%. FDIC Certificate #19573.

Assets

$2.9B

Deposits

$2.5B

Loans

$2.3B

Equity

$297M

Profitability

Return on Assets (ROA) 1.84%
Return on Equity (ROE) 18.19%
Net Interest Margin (NIM) 4.00%
Yield on Assets 6.60%
Cost of Funds 3.49%

Asset Quality

NPL Ratio 0.04%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.30%
NPA Ratio 0.03%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 12.05%
Tier 1 Capital 12.05%
Total Capital Ratio 13.16%
Leverage Ratio 10.40%
Loan-to-Deposit 93.39%

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