CUMBERLAND SECURITY BANK, INC. is asn small FDIC-insured commercial bank headquartered in SOMERSET, KY, established in Aug. 13, 1909, midnight. As of 2025-12-31, the bank reported total assets of $427M and total deposits of $372M. Profitability stands at 3.35% ROA and 24.83% ROE, with a net interest margin of 5.75%. The bank's CET1 capital ratio is 15.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.90%. FDIC Certificate #11358.
Assets
$427M
Deposits
$372M
Loans
$349M
Equity
$55M
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