CONNEAUT SAVINGS BANK, THE

CONNEAUT, OH | Micro | Est. Jan. 1, 1888, midnight | FDIC #28677 | RSSD #203575 | FDIC
Latest Report: 2025-12-31

CONNEAUT SAVINGS BANK, THE is amn micro FDIC-insured commercial bank headquartered in CONNEAUT, OH, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $65M. Profitability stands at 0.32% ROA and 2.41% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 13.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.69% and a Texas Ratio of 3.51%. FDIC Certificate #28677.

Assets

$76M

Deposits

$65M

Loans

$53M

Equity

$10M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 2.41%
Net Interest Margin (NIM) 3.54%
Yield on Assets 4.57%
Cost of Funds 1.55%

Asset Quality

NPL Ratio 0.69%
Net Charge-Off Ratio --
Texas Ratio 3.51%
NPA Ratio 0.48%
ACL / Loans 0.55%

Capital & Liquidity

CET1 Ratio 13.17%
Tier 1 Capital 13.17%
Total Capital Ratio 13.83%
Leverage Ratio 15.07%
Loan-to-Deposit 81.77%

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