BanksCONNEAUT SAVINGS BANK, THE

CONNEAUT SAVINGS BANK, THE

CONNEAUT, OHMicroEst. Jan. 1, 1888, midnightFDIC #28677RSSD #203575FDIC
Latest · 2025-12-31

CONNEAUT SAVINGS BANK, THE is an FDIC-insured commercial bank headquartered in CONNEAUT, OH, established in Jan. 1, 1888, midnight. As of 2025-12-31, the bank reported total assets of $76M and total deposits of $65M. Profitability stands at 0.32% ROA and 2.41% ROE, with a net interest margin of 3.54%. CET1 capital ratio: 13.17%, well above regulatory minimums. NPL ratio: 0.69% · Texas Ratio: 3.51%. Operates 1 domestic branch.

Assets
$76M
Deposits
$65M
Loans
$53M
Equity
$10M

Profitability

Return on Assets (ROA)0.32%
Return on Equity (ROE)2.41%
Net Interest Margin3.54%
Yield on Assets4.57%
Cost of Funds1.09%

Asset Quality

NPL Ratio0.69%
Net Charge-Off Ratio0.00%
Texas Ratio3.51%
NPA Ratio0.48%
ACL / Loans0.55%

Capital & Liquidity

CET1 Ratio13.17%
Tier 1 Capital13.17%
Total Capital Ratio13.83%
Leverage Ratio15.07%
Loan-to-Deposit81.77%

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