BanksPROVIDENT BANK

PROVIDENT BANK

JERSEY CITY, NJRegionalEst. Feb. 28, 1839, midnightFDIC #12010RSSD #204004FDIC
Latest · 2025-12-31

PROVIDENT BANK is an FDIC-insured commercial bank headquartered in JERSEY CITY, NJ, established in Feb. 28, 1839, midnight. As of 2025-12-31, the bank reported total assets of $24.9B and total deposits of $19.3B. Profitability stands at 1.34% ROA and 10.62% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 12.15%, well above regulatory minimums. NPL ratio: 0.37% · Texas Ratio: 2.24%. Operates 144 domestic branches.

Assets
$24.9B
Deposits
$19.3B
Loans
$19.5B
Equity
$3.2B

Profitability

Return on Assets (ROA)1.34%
Return on Equity (ROE)10.62%
Net Interest Margin3.59%
Yield on Assets5.67%
Cost of Funds2.24%

Asset Quality

NPL Ratio0.37%
Net Charge-Off Ratio0.07%
Texas Ratio2.24%
NPA Ratio0.30%
ACL / Loans0.95%

Capital & Liquidity

CET1 Ratio12.15%
Tier 1 Capital12.15%
Total Capital Ratio13.08%
Leverage Ratio10.38%
Loan-to-Deposit101.02%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required