PROVIDENT BANK is an FDIC-insured commercial bank headquartered in JERSEY CITY, NJ, established in Feb. 28, 1839, midnight. As of 2025-12-31, the bank reported total assets of $24.9B and total deposits of $19.3B. Profitability stands at 1.34% ROA and 10.62% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 12.15%, well above regulatory minimums. NPL ratio: 0.37% · Texas Ratio: 2.24%. Operates 144 domestic branches.
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