COMMUNITY BANK OF ELMHURST

ELMHURST, IL | Small | Est. May 24, 1993, midnight | FDIC #33805 | RSSD #2044820 | FED
Latest Report: 2025-12-31

COMMUNITY BANK OF ELMHURST is asn small FDIC-insured commercial bank headquartered in ELMHURST, IL, established in May 24, 1993, midnight. As of 2025-12-31, the bank reported total assets of $199M and total deposits of $188M. Profitability stands at 0.69% ROA and 12.22% ROE, with a net interest margin of 3.85%. The bank's CET1 capital ratio is 15.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 0.49%. FDIC Certificate #33805.

Assets

$199M

Deposits

$188M

Loans

$124M

Equity

$11M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 12.22%
Net Interest Margin (NIM) 3.85%
Yield on Assets 5.41%
Cost of Funds 1.52%

Asset Quality

NPL Ratio 0.05%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.49%
NPA Ratio 0.03%
ACL / Loans 1.66%

Capital & Liquidity

CET1 Ratio 15.20%
Tier 1 Capital 15.20%
Total Capital Ratio 16.46%
Leverage Ratio 9.67%
Loan-to-Deposit 66.24%

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