FIRST NATIONAL BANK IN NEW BREMEN

NEW BREMEN, OH | Small | Est. Jan. 1, 1934, midnight | FDIC #14836 | RSSD #204826 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK IN NEW BREMEN is asn small FDIC-insured commercial bank headquartered in NEW BREMEN, OH, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $456M and total deposits of $408M. Profitability stands at 1.49% ROA and 14.77% ROE, with a net interest margin of 2.92%. The bank's CET1 capital ratio is 29.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 0.56%. FDIC Certificate #14836.

Assets

$456M

Deposits

$408M

Loans

$152M

Equity

$45M

Profitability

Return on Assets (ROA) 1.49%
Return on Equity (ROE) 14.77%
Net Interest Margin (NIM) 2.92%
Yield on Assets 4.83%
Cost of Funds 1.96%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio -0.03%
Texas Ratio 0.56%
NPA Ratio 0.06%
ACL / Loans 1.87%

Capital & Liquidity

CET1 Ratio 29.85%
Tier 1 Capital 29.85%
Total Capital Ratio 31.11%
Leverage Ratio 10.67%
Loan-to-Deposit 37.20%

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