FARMERS AND MERCHANTS BANK is amn medium FDIC-insured commercial bank headquartered in BALDWYN, MS, established in March 10, 1941, midnight. As of 2025-12-31, the bank reported total assets of $523M and total deposits of $444M. Profitability stands at 0.01% ROA and 0.08% ROE, with a net interest margin of 5.07%. The bank's CET1 capital ratio is 13.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.57% and a Texas Ratio of 6.94%. FDIC Certificate #15801.
Assets
$523M
Deposits
$444M
Loans
$348M
Equity
$72M
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