FARMERS SAVINGS BANK

MINERAL POINT, WI | Small | Est. Jan. 1, 1917, midnight | FDIC #13025 | RSSD #205346 | FDIC
Latest Report: 2025-12-31

FARMERS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in MINERAL POINT, WI, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $437M and total deposits of $384M. Profitability stands at 1.74% ROA and 16.46% ROE, with a net interest margin of 3.37%. The bank's CET1 capital ratio is 17.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 0.08%. FDIC Certificate #13025.

Assets

$437M

Deposits

$384M

Loans

$230M

Equity

$47M

Profitability

Return on Assets (ROA) 1.74%
Return on Equity (ROE) 16.46%
Net Interest Margin (NIM) 3.37%
Yield on Assets 5.31%
Cost of Funds 2.02%

Asset Quality

NPL Ratio 0.02%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.08%
NPA Ratio 0.01%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 17.71%
Tier 1 Capital 17.71%
Total Capital Ratio 18.74%
Leverage Ratio 10.90%
Loan-to-Deposit 59.88%

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