STATE BANK OF TAUNTON

TAUNTON, MN | Micro | Est. Feb. 1, 1905, midnight | FDIC #16906 | RSSD #205458 | FDIC
Latest Report: 2025-12-31

STATE BANK OF TAUNTON is amn micro FDIC-insured commercial bank headquartered in TAUNTON, MN, established in Feb. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $49M and total deposits of $39M. Profitability stands at 1.22% ROA and 11.17% ROE, with a net interest margin of 4.60%. The bank's CET1 capital ratio is 15.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.88% and a Texas Ratio of 4.00%. FDIC Certificate #16906.

Assets

$49M

Deposits

$39M

Loans

$25M

Equity

$5M

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 11.17%
Net Interest Margin (NIM) 4.60%
Yield on Assets 5.71%
Cost of Funds 1.55%

Asset Quality

NPL Ratio 0.88%
Net Charge-Off Ratio 0.85%
Texas Ratio 4.00%
NPA Ratio 0.46%
ACL / Loans 0.84%

Capital & Liquidity

CET1 Ratio 15.91%
Tier 1 Capital 15.91%
Total Capital Ratio 16.41%
Leverage Ratio 14.27%
Loan-to-Deposit 65.61%

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