BanksSTATE BANK OF TAUNTON

STATE BANK OF TAUNTON

TAUNTON, MNMicroEst. Feb. 1, 1905, midnightFDIC #16906RSSD #205458FDIC
Latest · 2025-12-31

STATE BANK OF TAUNTON is an FDIC-insured commercial bank headquartered in TAUNTON, MN, established in Feb. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $49M and total deposits of $39M. Profitability stands at 1.22% ROA and 11.17% ROE, with a net interest margin of 4.60%. CET1 capital ratio: 15.91%, well above regulatory minimums. NPL ratio: 0.88% · Texas Ratio: 4.00%. Operates 1 domestic branch.

Assets
$49M
Deposits
$39M
Loans
$25M
Equity
$5M

Profitability

Return on Assets (ROA)1.22%
Return on Equity (ROE)11.17%
Net Interest Margin4.60%
Yield on Assets5.71%
Cost of Funds1.15%

Asset Quality

NPL Ratio0.88%
Net Charge-Off Ratio0.85%
Texas Ratio4.00%
NPA Ratio0.46%
ACL / Loans0.84%

Capital & Liquidity

CET1 Ratio15.91%
Tier 1 Capital15.91%
Total Capital Ratio16.41%
Leverage Ratio14.27%
Loan-to-Deposit65.61%

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