PRIORITY BANK

FAYETTEVILLE, AR | Small | Est. July 3, 1993, midnight | FDIC #33818 | RSSD #2059990 | OCC
Latest Report: 2025-12-31

PRIORITY BANK is asn small FDIC-insured commercial bank headquartered in FAYETTEVILLE, AR, established in July 3, 1993, midnight. As of 2025-12-31, the bank reported total assets of $148M and total deposits of $125M. Profitability stands at 1.85% ROA and 18.00% ROE, with a net interest margin of 5.10%. The bank's CET1 capital ratio is 10.21%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.66% and a Texas Ratio of 24.25%. FDIC Certificate #33818.

Assets

$148M

Deposits

$125M

Loans

$110M

Equity

$16M

Profitability

Return on Assets (ROA) 1.85%
Return on Equity (ROE) 18.00%
Net Interest Margin (NIM) 5.10%
Yield on Assets 8.18%
Cost of Funds 3.17%

Asset Quality

NPL Ratio 2.66%
Net Charge-Off Ratio 0.04%
Texas Ratio 24.25%
NPA Ratio 2.77%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 10.21%
Tier 1 Capital 10.21%
Total Capital Ratio 10.72%
Leverage Ratio 10.04%
Loan-to-Deposit 87.93%

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