AMBLER SAVINGS BANK

AMBLER, PA | Medium | Est. Jan. 1, 1899, midnight | FDIC #28701 | RSSD #206174 | FDIC
Latest Report: 2025-12-31

AMBLER SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in AMBLER, PA, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $516M and total deposits of $438M. Profitability stands at 0.43% ROA and 3.85% ROE, with a net interest margin of 2.75%. The bank's CET1 capital ratio is 21.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 1.09%. FDIC Certificate #28701.

Assets

$516M

Deposits

$438M

Loans

$348M

Equity

$61M

Profitability

Return on Assets (ROA) 0.43%
Return on Equity (ROE) 3.85%
Net Interest Margin (NIM) 2.75%
Yield on Assets 4.78%
Cost of Funds 2.12%

Asset Quality

NPL Ratio 0.20%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.09%
NPA Ratio 0.13%
ACL / Loans 0.80%

Capital & Liquidity

CET1 Ratio 21.48%
Tier 1 Capital 21.48%
Total Capital Ratio 22.31%
Leverage Ratio 13.41%
Loan-to-Deposit 79.34%

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