EQUITABLE SAVINGS AND LOAN ASSOCIATION

STERLING, CO | Small | Est. Jan. 1, 1921, midnight | FDIC #30707 | RSSD #206473 | FDIC
Latest Report: 2025-12-31

EQUITABLE SAVINGS AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in STERLING, CO, established in Jan. 1, 1921, midnight. As of 2025-12-31, the bank reported total assets of $170M and total deposits of $130M. Profitability stands at 0.16% ROA and 1.00% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 28.60%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.88%. FDIC Certificate #30707.

Assets

$170M

Deposits

$130M

Loans

$145M

Equity

$26M

Profitability

Return on Assets (ROA) 0.16%
Return on Equity (ROE) 1.00%
Net Interest Margin (NIM) 3.41%
Yield on Assets 5.05%
Cost of Funds 1.80%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.88%
NPA Ratio 0.14%
ACL / Loans 0.23%

Capital & Liquidity

CET1 Ratio 28.60%
Tier 1 Capital 28.60%
Total Capital Ratio 28.96%
Leverage Ratio 15.74%
Loan-to-Deposit 111.96%

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