CAPITAL COMMUNITY BANK

PROVO, UT | Large | Est. July 29, 1993, midnight | FDIC #33823 | RSSD #2068107 | FDIC
Latest Report: 2025-12-31

CAPITAL COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in PROVO, UT, established in July 29, 1993, midnight. As of 2025-12-31, the bank reported total assets of $1.4B and total deposits of $1.2B. Profitability stands at 5.25% ROA and 37.20% ROE, with a net interest margin of 16.98%. The bank's CET1 capital ratio is 17.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.96% and a Texas Ratio of 10.09%. FDIC Certificate #33823.

Assets

$1.4B

Deposits

$1.2B

Loans

$1.1B

Equity

$204M

Profitability

Return on Assets (ROA) 5.25%
Return on Equity (ROE) 37.20%
Net Interest Margin (NIM) 16.98%
Yield on Assets 19.95%
Cost of Funds 3.96%

Asset Quality

NPL Ratio 1.96%
Net Charge-Off Ratio 4.51%
Texas Ratio 10.09%
NPA Ratio 1.77%
ACL / Loans 4.13%

Capital & Liquidity

CET1 Ratio 17.29%
Tier 1 Capital 17.29%
Total Capital Ratio 18.58%
Leverage Ratio 15.02%
Loan-to-Deposit 94.79%

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