FIRST NATIONAL BANK OF BROWNSTOWN, THE

BROWNSTOWN, IL | Micro | Est. June 1, 1913, midnight | FDIC #3770 | RSSD #207041 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF BROWNSTOWN, THE is amn micro FDIC-insured commercial bank headquartered in BROWNSTOWN, IL, established in June 1, 1913, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $51M. Profitability stands at 0.66% ROA and 6.42% ROE, with a net interest margin of 3.82%. The bank's CET1 capital ratio is 25.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.99% and a Texas Ratio of 3.36%. FDIC Certificate #3770.

Assets

$58M

Deposits

$51M

Loans

$21M

Equity

$6M

Profitability

Return on Assets (ROA) 0.66%
Return on Equity (ROE) 6.42%
Net Interest Margin (NIM) 3.82%
Yield on Assets 5.06%
Cost of Funds 1.51%

Asset Quality

NPL Ratio 0.99%
Net Charge-Off Ratio 0.01%
Texas Ratio 3.36%
NPA Ratio 0.37%
ACL / Loans 2.08%

Capital & Liquidity

CET1 Ratio 25.04%
Tier 1 Capital 25.04%
Total Capital Ratio 26.30%
Leverage Ratio 10.91%
Loan-to-Deposit 41.94%

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