GRANT COUNTY BANK

ULYSSES, KS | Small | Est. Jan. 1, 1906, midnight | FDIC #10918 | RSSD #207452 | FDIC
Latest Report: 2025-12-31

GRANT COUNTY BANK is asn small FDIC-insured commercial bank headquartered in ULYSSES, KS, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $309M and total deposits of $258M. Profitability stands at 1.72% ROA and 14.09% ROE, with a net interest margin of 4.26%. The bank's CET1 capital ratio is 12.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.36% and a Texas Ratio of 9.60%. FDIC Certificate #10918.

Assets

$309M

Deposits

$258M

Loans

$166M

Equity

$37M

Profitability

Return on Assets (ROA) 1.72%
Return on Equity (ROE) 14.09%
Net Interest Margin (NIM) 4.26%
Yield on Assets 6.21%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 2.36%
Net Charge-Off Ratio -0.17%
Texas Ratio 9.60%
NPA Ratio 1.27%
ACL / Loans 2.08%

Capital & Liquidity

CET1 Ratio 12.07%
Tier 1 Capital 12.07%
Total Capital Ratio 12.67%
Leverage Ratio 13.24%
Loan-to-Deposit 64.15%

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