NORTHWESTERN BANK, NATIONAL ASSOCIATION

DILWORTH, MN | Small | Est. July 1, 1915, midnight | FDIC #9746 | RSSD #207555 | OCC
Latest Report: 2025-12-31

NORTHWESTERN BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in DILWORTH, MN, established in July 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $169M and total deposits of $148M. Profitability stands at 1.04% ROA and 9.38% ROE, with a net interest margin of 5.37%. The bank's CET1 capital ratio is 9.28%. Asset quality metrics show a non-performing loan ratio of 1.60% and a Texas Ratio of 18.60%. FDIC Certificate #9746.

Assets

$169M

Deposits

$148M

Loans

$123M

Equity

$18M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 9.38%
Net Interest Margin (NIM) 5.37%
Yield on Assets 6.42%
Cost of Funds 1.11%

Asset Quality

NPL Ratio 1.60%
Net Charge-Off Ratio 0.04%
Texas Ratio 18.60%
NPA Ratio 2.22%
ACL / Loans 1.61%

Capital & Liquidity

CET1 Ratio 9.28%
Tier 1 Capital 9.28%
Total Capital Ratio 9.74%
Leverage Ratio 10.71%
Loan-to-Deposit 82.71%

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