FIRST NATIONAL BANK AND TRUST COMPANY, THE

FIRST NATIONAL BANK AND TRUST COMPANY, THE is aln large FDIC-insured commercial bank headquartered in BELOIT, WI. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at -2.02% ROA and -24.89% ROE, with a net interest margin of 3.35%. The bank's CET1 capital ratio is 11.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 2.14%.